We all love our cars and couldn’t imagine life without driving, which is more than just a way to get from A to B; shifting down a gear and using the full horsepower under the hood on an open road. Yet motoring has its costs and one of those is vehicle insurance; something we all must have, and with online solutions, you can easily find the best deals by checking out a leading Thai insurance broker.
Different Types of Car Insurance
As you would expect, there are quite a few auto insurance packages, with the following:
- Class 1 Fully Comprehensive Insurance – When you buy a new car, class 1 is essential and short of the car vanishing into thin air, you are covered for every eventuality. Any damage to your car, to 3rd party vehicles, is covered, along with medical costs should the driver or a passenger suffer personal injury due to an accident. If you are planning to buy a new car on finance, class 1 is compulsory and when you want to compare car insurance to find the best fully comprehensive class 1 car insurance, Google is your best friend.
- Class 2 Insurance – This is suitable for a car that is 3-5 years old and it is pretty much like class 1, with the exception of lower pay-out limits. The policy would cover the driver/passenger for any medical costs (up to a limit), would cover damage to 3rd party vehicles and partially cover damage to own vehicle. Here are a few tips on filling in an insurance claim form.
- Class 3 Insurance – This policy is ideal for experienced drivers and those who have older cars; it basically covers 3rd party vehicles, fire and theft and perhaps minor medical cover for the driver. There is also 3+ insurance, which offers similar benefits to class 2 but is much cheaper; for the best class 3+ deals, search with Google for the leading Thai auto insurance people. The 3+ package is perfect for a car 5-15 years old, plus there is good medical cover and your own vehicle is also covered.If you visit this site you will know a lot of news pagalmovies
Check Online Customer Reviews
The most important aspect of an insurance provider is the claim process, which should be smooth and timely. How can you find out whether an insurance company pays out promptly? Read the online customer reviews and that will give you some peace of mind. Using a search engine, it is easy to bring up the websites of all the major auto insurers and start the comparing process, looking at cost and specific cover the policy offers.
Here is some car registration information from the Department of Land & Transport. If you are buying a new car of finance, the dealership will handle the vehicle registration and you drive on red plates until your registration plates are issued, which usually takes a few weeks.
The two main concerns with auto insurance are cost and service and if the cheapest quote happens to be from a provider with lots of online reviews, it’s a no-brainer.