Law

Three Important Reasons You Need a Car Accident Attorney on Your Side

After being in a car accident, you will need to decide whether to hire an attorney or not. Perhaps you think that you can handle your case without legal assistance. However, the fact is that an attorney can increase your chances of successfully recovering financial compensation. 

Unless you did not suffer any injury or only suffered repairable damage, you must hire an attorney following a crash. Pursuing compensation for your losses because of your injuries can be challenging, especially if you do not know the law. And when you make mistakes as you handle your claim, you may only get a fraction of what you are entitled to or nothing at all. The following are reasons you must hire a good attorney from a reputable law firm:

Know the Kind of Claim to File

Although you can file a claim under the insurance policy of the at-fault driver, it’s not your only option. You can also file an insurance claim under your insurance policy. Also, you may have a third-party claim, like a claim for a vehicle defect or road hazard. 

Why should you pursue all claims available? Keep in mind that the other motorist involved in your accident may not be liable or fully liable. Driver negligence is a factor in car crashes, but a lot of factors can contribute to or cause a crash. In addition, even if this driver is at-fault, what if they do not have enough insurance coverage? In this case, you must explore other options for seeking compensation to fully recover all of your losses. 

Know the Amount of Compensation You Deserve

When you see monetary compensation for your accident-related injuries, you must know how much you are supposed to get. Adding up all of your out-of-pocket costs and lost wages to date may not be possible, your attorney can calculate your non-economic losses and future costs. 

Have Someone to Effectively Negotiate for You

Your attorney will negotiate a fair settlement with the insurance company. This requires experience and knowledge of car accident laws. Negotiating a settlement by yourself may result in you getting an unreasonable offer. Insurance adjusters will try to take advantage of your financial situation and inexperience. They are known for making lowball offers, as they assume that car accident victims will settle their cases immediately to get the money they can use. Your attorney knows how much your case is worth and will not settle for less than what you should get. 

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